Consumer credit law reference
Connecticut Credit Dispute Laws
Connecticut regulates credit-rating agencies directly through the Department of Banking and requires bureaus to reinvestigate disputes within 30 days.
Primary state statute
Connecticut Credit Rating Agency Act
Conn. Gen. Stat. § 36a-695 et seq.
Regulator: Connecticut Department of Banking
What Connecticut adds on top of the federal FCRA
- •State-licensed credit bureaus
- •30-day reinvestigation window
- •Free security freeze for all residents
- •Department of Banking complaint route
Dispute inaccurate items on your Connecticut credit report
Vindex Intelligence drafts FCRA-cited dispute letters for Connecticut residents in minutes, tracks the 30-day bureau reinvestigation window, and escalates unresolved items to the CFPB.
Neighboring states
View all 50 statesThis page is general legal information, not legal advice. Statute numbers are current as of 2026 — verify before litigating. For legal advice specific to your situation, consult a licensed attorney in Connecticut.