Pricing
Standard plans are self-service software access. Start with a $15 Analyze & Dispute purchase, manage one client file and one report upload per billing cycle with the $45/mo Single Membership, or use unlimited client files for $149.99/mo. Agencies can request the White-Label Partner program: $500/mo minimum plus a one-time setup fee. Vindex honors a 3-business-day cancellation policy; applicable legal rights remain intact.
Pricing
Choose the plan that fits you. Pay by secure invoice — no card details entered on the site. Cancel monthly plans anytime.
One credit report analysis and one AI-drafted dispute letter for review. Experian, Equifax and TransUnion supported; PDF download and mailing tools. PostGrid postage is separate. Pay once — no subscription.
One client file and one report upload per billing cycle, with unlimited dispute drafts for that file, the AI assistant and CFPB drafting tools. Platform administration and partner setup are not included.
Unlimited report uploads and unlimited AI dispute letters across client files. Includes the AI chatbot, CFPB drafts, client folders, private progress links, up to 2 extra team logins and letter ZIP exports.
Managed branding and domain setup by agreement.
A Vindex-managed partner offering with branding and domain configuration agreed during onboarding. Client folders and dispute tools are available now; partner branding, access arrangements and launch requirements must be confirmed before activation. Vindex retains the code and platform administration.
Plus a one-time setup fee for branding, domain and launch configuration. Final pricing depends on client volume and customization.
Contact us to go over detailsCan't afford this right now? That's okay. This was built for people who were left to figure it out alone.
Vindex Intelligence provides self-service dispute software, not legal advice or a guaranteed outcome. Whether CROA applies depends on actual services and the law, not a software label; partners must obtain their own compliance review. You may dispute items directly with Experian, Equifax, TransUnion, and furnishers at no cost; Vindex helps you organize the evidence, draft FCRA-cited letters, track deadlines, and review bureau responses. Vindex honors a 3-business-day cancellation policy; applicable statutory rights are not limited by that policy. Postage and monitoring subscriptions are separate. Email delivery requires a verified sending domain.
What each Vindex plan costs, what it covers, and what is billed separately.
| Plan | Price | Client files & reports | Best for |
|---|---|---|---|
| Analyze & Dispute | $15 one-time | 1 report analysis, 1 dispute letter | One specific item, no subscription |
| Single Membership | $45/mo | 1 client file + 1 report upload per billing cycle | One person disputing over several rounds |
| Unlimited | $149.99/mo | Unlimited report uploads and client files; owner + up to 2 extra logins | Professionals managing many client files |
| White-Label Partner | $500/mo minimum + one-time setup | Agreed during onboarding; Vindex-managed platform | Agencies wanting their own branding and domain |
Billed separately on every plan: certified-mail postage through your own PostGrid account and any credit-monitoring subscription. Payment is by invoice. No plan guarantees deletions or score changes.
No long-term commitment or cancellation fee for standard monthly plans; cancel from your dashboard. Vindex honors a 3-business-day cancellation policy. Where CROA applies, its contract, disclosure, payment and cancellation requirements also apply. Partner agreements are quoted separately.
One credit report analysis and one AI-drafted dispute letter for your review, with PDF download and mailing tools. PostGrid postage and any monitoring subscription are paid separately. Pay once — no subscription.
Request a change between the $45/mo Single Membership (one client file and one report upload per billing cycle, with unlimited dispute drafts) and the $149.99/mo Unlimited plan (unlimited report uploads and client files). Payment and activation use the invoice-request process; review Billing for the effective plan.
Vindex honors a 3-business-day cancellation policy. Submit refund requests through the dashboard for review under the terms and applicable law. Where CROA applies, statutory cancellation rights cannot be waived; other legal rights may also apply.
Vindex includes bureau-response reading tools, CFPB complaint drafts for you to submit, ChexSystems and secondary-bureau dispute tools, and client intake through secure upload links — unlimited client files for one flat $149.99/mo.
Related reading
Collections, charge-offs, 609 letters, debt validation, and identity-theft restoration.
From credit-report upload to mailed, FCRA-cited dispute in minutes.
Single Membership and Unlimited plans for credit-dispute professionals managing multiple clients.
Contracts, refunds, CROA's 3-day right to cancel, and switching between plans.
CROA-compliant refund window and how to request one from your account.
Try one AI-drafted letter — counter-response included if the bureau auto-rejects it.
What real users say about Vindex, plus our published no-paid-reviews moderation policy.
Accuracy, authorship & compliance
Drafting tools use templates and statutory references. Review the facts, citations, recipient and attachments before approving a letter. You may print and mail it or authorize a connected mailing provider; CFPB complaints are prepared for you to submit. Read the full methodology.
Vindex Intelligence provides self-service software, not legal advice. A software label alone does not determine whether CROA or state credit-services laws apply. Providers and partners must review their actual services with qualified counsel. You can dispute errors directly with bureaus for free.
Disputing accurate, timely information does not create a right to deletion. Vindex does not promise a specific score increase or deletion. Results depend on your file and on how the relevant recipient responds.
Legal disclaimer. The information on this page is provided for general educational purposes and is not legal, financial, or tax advice. Statutory references (FCRA 15 U.S.C. §1681 et seq., FDCPA 15 U.S.C. §1692, FCBA, CROA 15 U.S.C. §1679) are summaries, not the statute text. Consult a licensed attorney for advice about your situation.
Your rights. You have the right to dispute inaccurate information in your credit file yourself, at no cost, and to obtain a free copy of your report from each nationwide bureau. You may cancel a paid plan at any time. See Terms, Refunds, Privacy and the full Disclaimer.