Built for the people who never had help.

Vindex Intelligence started with a loss.

My father took his life because he didn't understand how credit worked, didn't know his rights, and couldn't find anyone who would sit with him and explain how to fight back against the mistakes on his credit report. The debt wasn't the real weight — the silence was. The feeling that a system existed to judge him but not to help him.

The Fair Credit Reporting Act has protected consumers since 1970. The Credit Repair Organizations Act has been on the books since 1996. The tools to dispute inaccurate tradelines, verify debts, and force the credit bureaus to follow the law have existed for a long time. But those tools have been locked behind attorneys who charge hundreds an hour, credit-repair companies that charge $99/month for form letters, and a legal system nobody teaches you how to use.

Vindex is what I wish my father had. A guided AI credit dispute tool that reads your report, drafts the letter with the right statute cited, tracks the 30-day bureau deadline, and escalates to the CFPB when the bureau misses it. It costs $15 for a full report analysis, $45/month for one person, or $149.99/month unlimited — because if it costs $200/hour it isn't helping the people who need it most.

This will not bring my father back. It might reach someone else's before it's too late.

— The Vindex Intelligence team