Consumer credit law reference
Maine Credit Dispute Laws
Maine requires credit-services organizations to register with the Bureau of Consumer Credit Protection and post a $25,000 surety bond.
Primary state statute
Maine Credit Services Organizations Act
9-A M.R.S. § 10-101 et seq.
Regulator: Maine Bureau of Consumer Credit Protection
What Maine adds on top of the federal FCRA
- •BCCP registration
- •$25,000 bond
- •5-day cancellation right
- •Private right of action
Dispute inaccurate items on your Maine credit report
Vindex Intelligence drafts FCRA-cited dispute letters for Maine residents in minutes, tracks the 30-day bureau reinvestigation window, and escalates unresolved items to the CFPB.
Neighboring states
View all 50 statesThis page is general legal information, not legal advice. Statute numbers are current as of 2026 — verify before litigating. For legal advice specific to your situation, consult a licensed attorney in Maine.