Consumer credit law reference
Mississippi Credit Dispute Laws
Mississippi enforces the federal CROA at the state level and requires written contracts with a 5-day cancellation right.
Primary state statute
Mississippi Credit Availability Act
Miss. Code Ann. § 75-67-101 et seq.
Regulator: Mississippi Attorney General — Consumer Protection Division
What Mississippi adds on top of the federal FCRA
- •Written contract required
- •5-day cancellation right
- •AG enforcement
- •Private right of action
Dispute inaccurate items on your Mississippi credit report
Vindex Intelligence drafts FCRA-cited dispute letters for Mississippi residents in minutes, tracks the 30-day bureau reinvestigation window, and escalates unresolved items to the CFPB.
Neighboring states
View all 50 statesThis page is general legal information, not legal advice. Statute numbers are current as of 2026 — verify before litigating. For legal advice specific to your situation, consult a licensed attorney in Mississippi.