Consumer credit law reference
New Hampshire Credit Dispute Laws
New Hampshire enforces the FCRA through its Consumer Protection Act, which allows double damages for willful violations plus attorney fees.
Primary state statute
New Hampshire Consumer Protection Act
N.H. Rev. Stat. § 358-A
Regulator: New Hampshire Department of Justice — Consumer Protection Bureau
What New Hampshire adds on top of the federal FCRA
- •Double damages for willful violations
- •Attorney fees recoverable
- •3-year statute of limitations
Dispute inaccurate items on your New Hampshire credit report
Vindex Intelligence drafts FCRA-cited dispute letters for New Hampshire residents in minutes, tracks the 30-day bureau reinvestigation window, and escalates unresolved items to the CFPB.
Neighboring states
View all 50 statesThis page is general legal information, not legal advice. Statute numbers are current as of 2026 — verify before litigating. For legal advice specific to your situation, consult a licensed attorney in New Hampshire.