Consumer credit law reference
Wisconsin Credit Dispute Laws
Wisconsin requires CSOs to register with the DFI and prohibits advance fees, with a 5-day contract cancellation right.
Primary state statute
Wisconsin Credit Services Organizations Act
Wis. Stat. § 422.501 et seq.
Regulator: Wisconsin Department of Financial Institutions
What Wisconsin adds on top of the federal FCRA
- •DFI registration
- •No advance fees
- •5-day cancellation right
- •Private right of action
Dispute inaccurate items on your Wisconsin credit report
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Neighboring states
View all 50 statesThis page is general legal information, not legal advice. Statute numbers are current as of 2026 — verify before litigating. For legal advice specific to your situation, consult a licensed attorney in Wisconsin.