Scale & white label

White-label credit repair agency software

Built for the operator running many files at once: onboard clients with a link, work rounds in bulk, give every client a branded portal, and keep an audit trail your compliance review can survive.

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$15 one-time Analyze & Dispute · $45/mo Single Membership · $149.99/mo Unlimited

Unlimited clients and report uploads on the Unlimited plan

Per-client portals with revocable, logged access

Bulk letter generation across all three bureaus

Compliance-aware disclosures and audit trail

What you get

Unlimited client folders

Add as many clients as you can service on the Unlimited plan. No per-client fees, no per-letter upcharges, no feature gates on advanced rounds.

White-label client portals

Each client gets a secure link to their own progress view — letters, documents, round status — with your business front and center, not ours.

Onboarding links you control

Generate intake links, see which link created which folder, and revoke a link the moment it should stop working.

Bulk rounds

Select flagged items across a client's file and generate all three bureau letters at once, then repeat for the next file without re-entering anything.

Send from your own address

Emails to clients go out under your sender identity, so correspondence looks like it came from your business.

Operator audit log

Folder access, portal link creation, revocation and admin searches are logged with timestamps — the record you want if a client ever questions who saw what.

How it works

Step 1
Set up your business profile
Sender identity, contact details and disclosures your clients will see.
Step 2
Onboard clients by link
Client signs disclosures, uploads their report, and their folder is created for them.
Step 3
Run rounds in bulk
Analyze, generate cited letters, mail, and let the deadline board drive follow-up.
Step 4
Share progress, keep control
Issue portal links per client, revoke any time, and review the audit log.

Pricing

Agency pricing — one flat plan, unlimited client files

One flat price, no per-client fees and no seat surcharges. Scan your first report free, then pay by secure invoice — no card details are entered on this site.

For operators

Unlimited

$149.99per month

Unlimited report uploads and client files — built for credit repair businesses running many files at once.

Unlimited client files and report uploads
Segregated per-client folders with their own return address
Secure client intake links — clients upload their own reports
AI report analysis across Experian, Equifax and TransUnion
AI dispute, Method-of-Verification and CFPB escalation drafting
ChexSystems, Early Warning Services and LexisNexis disputing
Client progress portals, mail tracking and FCRA deadline timers
Bulk letter rounds, PDF export and team audit log

Or scan one client report free first →

Single Membership

$45per month

For one person's own credit file — not for running client work.

One person's credit file, unlimited disputes
Unlimited AI dispute and counter-letters
AI chatbot and CFPB complaint assistant
Every tool except multi-client and admin features

No contracts — cancel any time. Vindex Intelligence is software, not a law firm and not a credit repair organization; your business remains responsible for its own state registration, bonding and CROA obligations. Full pricing details →

Questions

Frequently asked questions

Straight answers to the eight objections we hear most often from operators evaluating Vindex against CreditRepairCloud, DisputeFox, DisputeBee, and DIY workflows.

What makes software 'white label' for a credit repair agency?

Your clients should never see the vendor. In Vindex that means client-facing portals and emails carry your business identity and sender address, generated letters use the consumer's own letterhead and signature, and no document or portal page states which platform produced it.

Can I give staff access without exposing every client file?

Access is scoped by folder ownership. Operators see the folders they created or onboarded, portal links only open a single folder, and every access event is written to the operator audit log.

Is there a per-client or per-letter charge as I grow?

No. The Unlimited monthly plan covers unlimited client folders, unlimited report uploads and unlimited letters, so your cost does not move when your caseload does.

What compliance obligations does the software help with?

It stores signed authorizations and disclosures per client, keeps a timestamped document and access trail, and surfaces the CROA-related notices consumers must receive. It does not provide legal advice — you remain responsible for how your business operates in your state.

Can I migrate clients from another platform?

Yes. Create folders for existing clients, upload their current reports and prior correspondence into each folder, and start the next round in Vindex. Prior rounds stay attached as history.

Still evaluating? Run the workflow yourself or talk pricing with the team.

See how it works Browse services See pricing

Run your whole book of business in one place

Unlimited folders, branded portals and bulk rounds — set up your first client link in minutes.

Choose your plan

Choose your dispute plan

Pay monthly or pay one time.

Two pricing models for AI-drafted FCRA/FDCPA dispute letters you review before sending. Pick the one that fits how you dispute.

Most chosen

Flat-fee monthly

Single Membership $45/mo · Unlimited $149.99/mo

Best if you're disputing over multiple rounds, or managing several client files with the Unlimited plan.

Unlimited dispute & counter-letter drafts
Single Membership: 1 client file + 1 report upload per billing cycle
Unlimited: unlimited report uploads and client files
CFPB complaint drafting assistant
Cancel anytime — no contract

Start with monthly

Analyze & Dispute

$15 — one-time

Best if you have one specific item to dispute and don't want a subscription.

1 credit report analysis
1 AI dispute letter (FCRA / FDCPA) for your review
Experian, Equifax and TransUnion supported
PDF download + mailing tools; postage separate
No subscription, no commitment

Start with $15 one-time

Not sure which fits? Talk to our team — most users disputing 3+ items save money on a monthly plan.

Keep exploring

Accuracy, authorship & compliance

Who writes this, and how we stand behind it.

Written by James Stone, Founder of Vindex Intelligence.Reviewed by the Vindex Compliance DeskLast reviewed August 11, 2026

How the letters are drafted

Drafting tools use templates and statutory references. Review the facts, citations, recipient and attachments before approving a letter. You may print and mail it or authorize a connected mailing provider; CFPB complaints are prepared for you to submit. Read the full methodology.

Self-service software; compliance depends on use

Vindex Intelligence provides self-service software, not legal advice. A software label alone does not determine whether CROA or state credit-services laws apply. Providers and partners must review their actual services with qualified counsel. You can dispute errors directly with bureaus for free.

No guaranteed outcomes

Disputing accurate, timely information does not create a right to deletion. Vindex does not promise a specific score increase or deletion. Results depend on your file and on how the relevant recipient responds.

Legal disclaimer. The information on White-label credit repair agency software is provided for general educational purposes and is not legal, financial, or tax advice. Statutory references (FCRA 15 U.S.C. §1681 et seq., FDCPA 15 U.S.C. §1692, FCBA, CROA 15 U.S.C. §1679) are summaries, not the statute text. Consult a licensed attorney for advice about your situation.

Your rights. You have the right to dispute inaccurate information in your credit file yourself, at no cost, and to obtain a free copy of your report from each nationwide bureau. You may cancel a paid plan at any time. See Terms, Refunds, Privacy and the full Disclaimer.