Unlimited client folders
Add as many clients as you can service on the Unlimited plan. No per-client fees, no per-letter upcharges, no feature gates on advanced rounds.
Scale & white label
White-label credit repair agency software
Built for the operator running many files at once: onboard clients with a link, work rounds in bulk, give every client a branded portal, and keep an audit trail your compliance review can survive.
$15 one-time Analyze & Dispute · $45/mo Single Membership · $149.99/mo Unlimited
Unlimited clients and report uploads on the Unlimited plan
Per-client portals with revocable, logged access
Bulk letter generation across all three bureaus
Compliance-aware disclosures and audit trail
What you get
White-label client portals
Each client gets a secure link to their own progress view — letters, documents, round status — with your business front and center, not ours.
Onboarding links you control
Generate intake links, see which link created which folder, and revoke a link the moment it should stop working.
Bulk rounds
Select flagged items across a client's file and generate all three bureau letters at once, then repeat for the next file without re-entering anything.
Send from your own address
Emails to clients go out under your sender identity, so correspondence looks like it came from your business.
Operator audit log
Folder access, portal link creation, revocation and admin searches are logged with timestamps — the record you want if a client ever questions who saw what.
How it works
- Step 1
Set up your business profile
Sender identity, contact details and disclosures your clients will see.
- Step 2
Onboard clients by link
Client signs disclosures, uploads their report, and their folder is created for them.
- Step 3
Run rounds in bulk
Analyze, generate cited letters, mail, and let the deadline board drive follow-up.
- Step 4
Share progress, keep control
Issue portal links per client, revoke any time, and review the audit log.
Pricing
One price list across the whole platform — the plan you pick here is the same plan shown on the pricing page.
Analyze & Dispute
$15one-time
One credit report analyzed and one AI-drafted FCRA/FDCPA dispute letter. Pay once — no subscription.
Single Membership
$45per month
Unlimited disputes, rounds, MOV counters and CFPB escalations for one person's credit file.
Unlimited
$149.99per month
Unlimited report uploads and client files — built for credit repair businesses running many files at once.
No contracts. Cancel any time. CROA 3-business-day cancellation right applies to every new purchase. Full pricing details →
Questions
Frequently asked questions
Straight answers to the eight objections we hear most often from operators evaluating Vindex against CreditRepairCloud, DisputeFox, DisputeBee, and DIY workflows.
What makes software 'white label' for a credit repair agency?
Your clients should never see the vendor. In Vindex that means client-facing portals and emails carry your business identity and sender address, generated letters use the consumer's own letterhead and signature, and no document or portal page states which platform produced it.
Can I give staff access without exposing every client file?
Access is scoped by folder ownership. Operators see the folders they created or onboarded, portal links only open a single folder, and every access event is written to the operator audit log.
Is there a per-client or per-letter charge as I grow?
No. The Unlimited monthly plan covers unlimited client folders, unlimited report uploads and unlimited letters, so your cost does not move when your caseload does.
What compliance obligations does the software help with?
It stores signed authorizations and disclosures per client, keeps a timestamped document and access trail, and surfaces the CROA-related notices consumers must receive. It does not provide legal advice — you remain responsible for how your business operates in your state.
Can I migrate clients from another platform?
Yes. Create folders for existing clients, upload their current reports and prior correspondence into each folder, and start the next round in Vindex. Prior rounds stay attached as history.
Still evaluating? Run the workflow yourself or talk pricing with the team.
See how it worksBrowse servicesSee pricingRun your whole book of business in one place
Unlimited folders, branded portals and bulk rounds — set up your first client link in minutes.
Choose your planChoose your dispute plan
Pay monthly or pay one time.
Two pricing models, one outcome: AI-drafted FCRA/FDCPA dispute letters that actually work. Pick the one that fits how you dispute.
Most chosen
Flat-fee monthly
Single Membership $45/mo · Unlimited $149.99/mo
Best if you're disputing for yourself over multiple rounds, or running a Document Automation side business with recurring clients.
- Unlimited dispute & counter-letters
- Per-client folders & exports
- CFPB complaint assistant included
- 1 AI-Driven Document Automation report / month
- Cancel anytime — no contract
Analyze & Dispute
$15 — one-time
Best if you've got one or two specific items to dispute and don't want a subscription. Letters never expire.
- 1 AI dispute letter (FCRA / FDCPA)
- 1 AI counter-letter if bureau replies
- All 3 bureaus supported
- PDF + certified mail tracking
- No subscription, no commitment
Not sure which fits? Talk to our team — most users disputing 3+ items save money on a monthly plan.
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All-in-one platform overview
Every module in one place, with screenshots and pricing.
Accuracy, authorship & compliance
Who writes this, and how we stand behind it.
Written by James Stone, Founder of Vindex Intelligence.Reviewed by the Vindex Compliance DeskLast reviewed August 11, 2026
How the letters are drafted
Every letter is generated from a reviewed template, cites the statute that actually applies to the item type, and is shown to you in full before it is sent. You sign and mail it — nothing is filed on your behalf. Read the full methodology.
Software, not a credit repair organization
Vindex Intelligence is self-service software. It is not a credit repair organization, law firm, or credit counseling agency, and it does not provide legal advice. You can dispute items yourself for free directly with the bureaus — Vindex organizes and accelerates that work.
No guaranteed outcomes
Accurate, timely, and verifiable information cannot be removed from a credit report. No one can promise a specific score increase or deletion, and we don't. Results depend on your file and on how each furnisher responds.
Legal disclaimer. The information on White-label credit repair agency software is provided for general educational purposes and is not legal, financial, or tax advice. Statutory references (FCRA 15 U.S.C. §1681 et seq., FDCPA 15 U.S.C. §1692, FCBA, CROA 15 U.S.C. §1679) are summaries, not the statute text. Consult a licensed attorney for advice about your situation.
Your rights. You have the right to dispute inaccurate information in your credit file yourself, at no cost, and to obtain a free copy of your report from each nationwide bureau. You may cancel a paid plan at any time. See Terms, Refunds, Privacy and the full Disclaimer.